제일은행 직장인 신용대출 금리 확인 및 신청하기
현재 제일은행에서 판매중인 직장인 신용대출은 돌려드림론입니다. 원래는 직장인 전용 상품을 운영했지만, 이제는 소득이 있는 사업자, 자영업자, 자유직업자, 연금수급자 등 직장인을 포함한 분들이 모두 통합적으로 이용 할 수 있는 제도를 만들었습니다.
이를 돌려드림론이라고 하는데요, 기본적으로 70만원에서 2억원까지 제공하고 있습니다. 신용점수는 598점 이상(나이스 정보 기준)이면 이용할 수 있어서 널널한 편입니다.
갖추어야 할 기본적인 소득 증빙 서류가 많아서, 이를 입증하기 어려운 분들에게는 권해드리기 어렵습니다. 현재 제일은행에서는 돌려드림론이라는 직장인 신용대출 상품을 판매하고 있습니다. 이 상품은 기존의 직장인 전용 상품에서 벗어나 소득이 있는 사업자, 자영업자, 자유직업자, 연금수급자 등 직장인을 포함한 분들이 이용할 수 있도록 만들어졌습니다.
돌려드림론은 다른 대출 상품과 달리, 대출 한도가 넓은 편입니다. 최대 2억원까지 대출 가능하며, 신용점수가 598점 이상(나이스 정보 기준)이라면 이용 가능합니다. 따라서, 금전적인 문제로 고민하고 있는 분들에게 유용한 상품입니다.
하지만, 이 상품을 이용하기 위해서는 갖추어야 할 기본적인 소득 증빙 서류가 많아서, 이를 입증하기 어려운 분들에게는 권해드리기 어렵습니다. 그러나, 이에 대한 대안으로 다양한 대출 상품을 제공하고 있으니, 필요한 경우 은행 상담원에게 문의해 보시기 바랍니다.
더불어, 제일은행에서는 대출 상품 외에도 다양한 금융 상품을 제공하고 있습니다. 예금, 적금, 신용카드, 외화예금 등 다양한 상품이 있으니, 고객님의 금융 상황에 맞게 선택해 보시기 바랍니다.
- 대출 조건 : 재직 12개월 이상, 연소득 2천만원 이상
- 대출 한도 : 70만원~4천만원
- 대출 금리 : 아래 홈페이지 통해 확인
- 대출 방식 : 만기일시, 원리금균등분할상환
- 유의사항 :
[1금융권 비상금 소액대출 살펴보기]
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[대출 신청하러 이동하기]
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1금융권 은행 신용대출 조건 비교하고 신청하기
우리은행 직장인신용대출
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신한은행 직장인신용대출
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농협은행 직장인신용대출
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하나은행 직장인신용대출
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국민은행 직장인신용대출
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카카오뱅크 직장인신용대출
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기업은행 직장인신용대출
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제일은행 직장인신용대출
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케이뱅크 직장인신용대출
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