기업은행 직장인 신용대출 금리 확인 및 신청하기
기업은행은 I-ONE 직장인 스마트론을 통해 직장인 신용대출을 제공하고 있고 또한 중기근로자우대 신용대출도 제공하고 있습니다. 주거래 은행으로 사용하는 분들이 이용할 수 있는 상품입니다. 모바일 비대면 서비스가 가능하며 영업점 방문이 필요 없습니다.
직장인 스마트론의 경우 매우 저신용이라도 이용할 수 있는 길이 열려 있는데요. 다만 한도는 개인에 따라 달라질 수 있습니다. 기본적으로 현 직장에서 6개월 이상 재직해야 하며, 기업은행에 12개월 이상 급여 이체 중인 고객이어야 합니다.(50만원 이상 매월)이 외에도 현재 재직 중인 근로자라면 중기근로우대신용대출을 통해 1000만원 한도로 직장인 신용대출을 이용할 수 있습니다.
- 대출 조건 : 주거래 요건만 충족하면 됩니다만 신용도에 따라 한도가 달라지지만, 신용도가 낮아도 이용할 수 있습니다. (KCB 520-689점, NICE 600-749점 이내면 이용 가능)
- 대출 한도 : 최대 5천만원
- 대출 금리 : 최저 4% ~ 7%(아래 홈페이지에서 현재 금리 확인)
- 대출 방식 : 마이너스통장 방식, 원리금균등분할상환 방식
- 유의사항 :
[1금융권 비상금 소액대출 살펴보기]
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[기업은행 대출 신청하러 이동하기]
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1금융권 은행 신용대출 조건 비교하고 신청하기
우리은행 직장인신용대출
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신한은행 직장인신용대출
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농협은행 직장인신용대출
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하나은행 직장인신용대출
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국민은행 직장인신용대출
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카카오뱅크 직장인신용대출
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기업은행 직장인신용대출
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제일은행 직장인신용대출
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케이뱅크 직장인신용대출
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토스뱅크 직장인신용대출
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